{"id":3517,"date":"2026-01-26T18:21:21","date_gmt":"2026-01-26T18:21:21","guid":{"rendered":"https:\/\/portalmobile.com.br\/?p=3517"},"modified":"2026-04-06T16:16:37","modified_gmt":"2026-04-06T16:16:37","slug":"section-8-guia-pratico","status":"publish","type":"post","link":"https:\/\/portalmobile.com.br\/ko\/section-8-guia-pratico\/","title":{"rendered":"\uc5f0\ubc29 \uc815\ubd80 \ubcf4\uc870\uae08\uc73c\ub85c \uc784\ub300\ub8cc\ub97c \uc904\uc774\ub294 \ubc29\ubc95\uc744 \uc54c\uc544\ubcf4\uc138\uc694: \uc139\uc158 8\uc5d0 \ub300\ud55c \uc2e4\uc6a9\uc801\uc778 \uac00\uc774\ub4dc."},"content":{"rendered":"<div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uadf8\ub9cc\ud07c <strong>\uc139\uc158 8\/HCV<\/strong> (\uc8fc\ud0dd \uc120\ud0dd \ubc14\uc6b0\ucc98)\ub294 <strong>\uc784\ub300\uad8c<\/strong>\uc9d1\uc744 \uc8fc\ub294 \ub300\uc2e0, \uadf8 \ud504\ub85c\uadf8\ub7a8\uc740 <strong>\uc784\ub300\ub8cc\uc758 \uc77c\ubd80\ub97c \ubcf4\uc870\ud569\ub2c8\ub2e4<\/strong> \uc2dc\uc7a5\uc5d0 \ub098\uc640 \uc788\ub294 \ubd80\ub3d9\uc0b0(\uc544\ud30c\ud2b8, \uc8fc\ud0dd, \ud0c0\uc6b4\ud558\uc6b0\uc2a4)\uc5d0 \ud55c\ud574, \ud574\ub2f9 \ubd80\ub3d9\uc0b0\uc774 \ud504\ub85c\uadf8\ub7a8 \uaddc\uce59\uc744 \ucda9\uc871\ud558\uace0 \uc18c\uc720\uc8fc\uac00 \ucc38\uc5ec\uc5d0 \ub3d9\uc758\ud558\ub294 \uacbd\uc6b0\uc5d0 \ud55c\ud574 \ucc38\uc5ec\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\ub2e4\uc74c\uc73c\ub85c\ub294 \uc774\ud574\ud558\uae30 \uc26c\uc6b4 \uc5b8\uc5b4\ub85c \uc791\uc131\ub41c \ub2e8\uacc4\ubcc4 \uac00\uc774\ub4dc\uac00 \uc81c\uacf5\ub418\uba70, \uc8fc\uc694 \uc0ac\ud56d\uacfc \uc8fc \ubc0f \ub3c4\uc2dc \uac04\uc758 \ucc28\uc774\uc810\uc744 \uac15\uc870\ud569\ub2c8\ub2e4.<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-ZKVqf2\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.usa.gov\/housing-voucher-section-8\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img decoding=\"async\" class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/portalmobile.com.br\/wp-content\/uploads\/sites\/26\/2026\/01\/Design-sem-nome-93.jpg\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          \uc774\uc775        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          \uc8fc\ud0dd \uc120\ud0dd \ubc14\uc6b0\ucc98        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              \ubcf4\uc99d\uc778            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              \ud61c\ud0dd            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          \ud574\ub2f9 \uc9c0\uc5ed\uc758 \uacf5\uacf5\uc8fc\ud0dd\uad00\ub9ac\uad6d(PHA)\uc740 \uc139\uc158 8(Section 8) \uc2e0\uccad\uc758 \uad00\ubb38\uc785\ub2c8\ub2e4.        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.usa.gov\/housing-voucher-section-8\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              \ub354 \uc54c\uc544\ubcf4\uae30            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.usa.gov\/housing-voucher-section-8\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              \ub354 \uc54c\uc544\ubcf4\uae30            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          \ub2e4\ub978 \uc6f9\uc0ac\uc774\ud2b8\ub85c \ub9ac\ub514\ub809\uc158\ub429\ub2c8\ub2e4.        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 100) { setTimeout(() => this.visible(), 1000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10) { this.getAnchorElement().style.marginBottom = '60px'; } if (document.querySelector('[data-anchor-shown=\"true\"]') && document.querySelector('[data-anchor-shown=\"true\"]').style.bottom === '0px') { setTimeout(() => this.visible(), 1000); return; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); waitFor(_ => (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none' && document.getElementById('av-fixed__bottomWrapper').getBoundingClientRect().height > 10 && this.getAnchorElement().style.marginBottom !== '60px')) .then(_ => { this.closeAnchor(); }); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { if (this.closed) return; this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button data-no-translation class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/www.usa.gov\/housing-voucher-section-8\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img decoding=\"async\" loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/portalmobile.com.br\/wp-content\/uploads\/sites\/26\/2026\/01\/Design-sem-nome-93.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \ud574\ub2f9 \uc9c0\uc5ed\uc758 \uacf5\uacf5\uc8fc\ud0dd\uad00\ub9ac\uad6d(PHA)\uc740 \uc139\uc158 8(Section 8) \uc2e0\uccad\uc758 \uad00\ubb38\uc785\ub2c8\ub2e4.              <\/p>\n              <a href=\"https:\/\/www.usa.gov\/housing-voucher-section-8\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \ub354 \uc54c\uc544\ubcf4\uae30                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                \ub2e4\ub978 \uc6f9\uc0ac\uc774\ud2b8\ub85c \ub9ac\ub514\ub809\uc158\ub429\ub2c8\ub2e4.              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\"><strong>1) \ub2e8\uacc4\ubcc4 \uc548\ub0b4: 8\uc870 \ucc38\uc5ec \ubc29\ubc95 (\uac00\uc7a5 \uc2e4\uc6a9\uc801\uc778 \ubc29\ubc95)<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>1\ub2e8\uacc4) \uacf5\uacf5\uc8fc\ud0dd\uae30\uad00(PHA)\uc744 \ucc3e\uc73c\uc138\uc694.<\/strong>) <strong>\uc218\uc815 \ud6c4 \ub300\uae30\uc790 \uba85\ub2e8\uc744 \ud655\uc778\ud558\uc138\uc694.<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uac70\uc8fc\ud558\uc2dc\ub294 \uc2dc\/\uad70\uc5d0 \uc788\ub294 \uacf5\uc911\ubcf4\uac74\uad6d(PHA)\uc744 \ucc3e\uc544 \ub2e4\uc74c \uc0ac\ud56d\uc744 \ud655\uc778\ud558\uc2ed\uc2dc\uc624.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\ub300\uae30\uc790 \uba85\ub2e8\uc774 \uc5f4\ub824 \uc788\ub294 \uacbd\uc6b0<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\ub4f1\ub85d\uc740 \uc5b4\ub5bb\uac8c \uc9c4\ud589\ub418\ub098\uc694 (\uc628\ub77c\uc778, \uc9c1\uc811 \ubc29\ubb38, \uc6b0\ud3b8)?<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\uc9c0\uc5ed\ubcc4 \uc120\ud638\ub3c4\/\uc6b0\uc120\uc21c\uc704\uac00 \uc788\ub294 \uacbd\uc6b0<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>2\ub2e8\uacc4) \uac00\uc785 \uc2e0\uccad\uc774 \uc2dc\uc791\ub418\uba74 \ubc14\ub85c \uc2e0\uccad\ud558\uc138\uc694.<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\ucd08\uae30 \ub4f1\ub85d \uacfc\uc815\uc5d0\uc11c \uc77c\ubc18\uc801\uc73c\ub85c \ub2e4\uc74c\uacfc \uac19\uc740 \uc9c8\ubb38\uc744 \ud569\ub2c8\ub2e4.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\uac00\uc871 \uaddc\ubaa8<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\uc608\uc0c1 \uc18c\ub4dd<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\uc5c5\ubb34 \uc0c1\ud0dc<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\ub098\uc774<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\uc7a5\uc560\uc778\uc774\ub098 \ub178\uc778\uc774 \uc788\ub294 \uacbd\uc6b0<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\uc5f0\ub77d\ucc98 \uc815\ubcf4 (\uc0ad\uc81c\ud574\uc11c\ub294 \uc548 \ub418\ub294 \uac00\uc7a5 \uc911\uc694\ud55c \ud56d\ubaa9)<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\ud655\uc778\uc11c, \uc2a4\ud06c\ub9b0\uc0f7, \uae30\ub85d\uc744 \ubcf4\uad00\ud558\uc138\uc694.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>3\ub2e8\uacc4) \ud638\uba85\ub420 \ub54c\uae4c\uc9c0 \uae30\ub2e4\ub9ac\uba74\uc11c \ud544\uc694\ud55c \uc11c\ub958\ub97c \uc900\ube44\ud558\uc138\uc694.<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>PHA\uac00 \ud638\ucd9c\ub418\uba74 \ub2e4\uc74c\uacfc \uac19\uc740 \uac80\uc0ac\ub97c \uc218\ud589\ud569\ub2c8\ub2e4.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\uc18c\ub4dd\uacfc \uac00\uc871 \uad6c\uc131<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\ud504\ub85c\uadf8\ub7a8 \uc790\uaca9 \uc694\uac74<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\uae30\ud0c0 \ud604\uc9c0 \uc694\uad6c \uc0ac\ud56d<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>4\ub2e8\uacc4) \uc0c1\ud488\uad8c\uc744 \uc218\ub839\ud558\uace0 \uc0ac\uc6a9 \ud55c\ub3c4\ub97c \ud655\uc778\ud558\uc2ed\uc2dc\uc624.<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uc2b9\uc778\ub418\uba74 \ub2e4\uc74c\uc774 \ud3ec\ud568\ub41c \ubc14\uc6b0\ucc98\ub97c \ubc1b\uac8c \ub429\ub2c8\ub2e4.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\ud5c8\uc6a9\ub418\ub294 \ud06c\uae30 (\uc608: \uce68\uc2e4 1~2\uac1c)<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\uac80\uc0c9 \ub9c8\uac10\uc77c \ubc0f \uaddc\uce59<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\uacc4\uc0b0 \ubc29\ubc95 \ubc0f \ucc45\uc784\uc5d0 \ub300\ud55c \uc124\uba85<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>5\ub2e8\uacc4) \ubc14\uc6b0\ucc98(\ubc0f \ud328\uc2a4)\ub97c \uc0ac\uc6a9\ud560 \uc218 \uc788\ub294 \uc219\uc18c\ub97c \ucc3e\uc73c\uc138\uc694.<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\ub2e4\uc591\ud55c \uc720\ud615\uc758 \uc8fc\ud0dd\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\uc9c0\ub9cc \ub2e4\uc74c \uc0ac\ud56d\uc744 \ucda9\uc871\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\uc18c\uc720\uc790\uac00 \ucc38\uc5ec\uc5d0 \ub3d9\uc758\ud55c\ub2e4\ub294 \uac83<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\uc784\ub300\ub8cc\uac00 \ud504\ub85c\uadf8\ub7a8 \ud55c\ub3c4 \ub0b4\uc5d0 \uc788\ub2e4\ub294 \uac83\uc785\ub2c8\ub2e4.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\ud574\ub2f9 \ubd80\ub3d9\uc0b0\uc774 HUD \uac80\uc0ac\/\ud488\uc9c8 \uae30\uc900\uc744 \ud1b5\uacfc\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>6\ub2e8\uacc4) \uac80\uc0ac \ubc0f \uacc4\uc57d<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>PHA\ub294 \ud574\ub2f9 \ubd80\ub3d9\uc0b0\uc744 \uac80\uc0ac\ud558\uace0 \uc2b9\uc778\ub420 \uacbd\uc6b0 \ub2e4\uc74c\uacfc \uac19\uc774 \ud569\ub2c8\ub2e4.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\ub2f9\uc2e0\uc740 \uc18c\uc720\uc8fc\uc640 \uacc4\uc57d\uc11c\uc5d0 \uc11c\uba85\ud569\ub2c8\ub2e4.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>PHA\ub294 \ubcf4\uc870\uae08 \uc9c0\uae09 \uacc4\uc57d\uc5d0 \uc11c\uba85\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>7\ub2e8\uacc4) \uac00\uc785 \ud6c4: \uc7ac\uc778\uc99d \ubc0f \ubcc0\uacbd \uc0ac\ud56d<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uac00\uc871\uc740 \uc18c\ub4dd\uacfc \uaddc\uc815\uc774 \uc9c0\uae09\uc561\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uae30 \ub54c\ubb38\uc5d0 \uc815\ubcf4\ub97c \uc5c5\ub370\uc774\ud2b8\ud558\uace0 \uc815\uae30\uc801\uc778 \uac80\ud1a0\ub97c \ubc1b\uc544\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\"><strong>2) \uc81c8\uc870\uc758 \ud61c\ud0dd (\uc138\uc785\uc790\uc640 \uc9d1\uc8fc\uc778 \ubaa8\ub450\uc5d0\uac8c)<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>\uc784\ucc28\uc778\uc744 \uc704\ud55c \uc815\ubcf4<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\uc18c\ub4dd\uc5d0 \ub530\ub77c \ub354\uc6b1 &quot;\uc228\ud1b5\uc774 \ud2b8\uc774\ub294&quot; \uc784\ub300\ub8cc \uc81c\ub3c4.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\uc8fc\uac70 \uc548\uc815\uc131\uc774 \ub192\uc544\uc9c8 \uac00\ub2a5\uc131<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>(\uaddc\uc815 \ub0b4\uc5d0\uc11c) \uc2dc\uc7a5\uc5d0\uc11c \uc8fc\ud0dd\uc744 \uad6c\ud560 \uc790\uc720<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>(\uc2dc\uc7a5 \uc0c1\ud669 \ubc0f \ud604\uc9c0 \uaddc\uc815\uc5d0 \ub530\ub77c) \ub354 \ub9ce\uc740 \uae30\ud68c\uac00 \uc788\ub294 \uc9c0\uc5ed\uc5d0 \uc811\uadfc\ud560 \uac00\ub2a5\uc131<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>\uc784\ub300\uc778 \uc5ec\ub7ec\ubd84\uaed8<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\uc9c0\ubd88\uae08\uc758 \uc77c\ubd80\ub294 PHA\uc5d0\uc11c \uc9c0\uc6d0\ub418\ubbc0\ub85c \uc9c0\uc5f0 \uc704\ud5d8\uc774 \uc904\uc5b4\ub4ed\ub2c8\ub2e4.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\uc810\uac80 \ubc0f \ucd5c\uc18c \uac74\ubb3c \uae30\uc900 (\ud488\uc9c8 \uc720\uc9c0\uc5d0 \ub3c4\uc6c0\uc774 \ub428)<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uafb8\uc900\ud55c \uc218\uc694 (\ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ucc3e\uace0 \uc788\uc74c)<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\"><strong>3) \uacfc\uc815\uc758 \ud575\uc2ec: \uc139\uc158 8 \ub300\uae30\uc790 \uba85\ub2e8<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uadf8\ub9cc\ud07c <strong>\ub300\uae30\uc790 \uba85\ub2e8<\/strong> \uc774 \ubaa9\ub85d\uc740 PHA\uc5d0\uc11c \uad00\ub9ac\ud569\ub2c8\ub2e4. \uc2dc\uac04\uc744 \uc808\uc57d\ud558\ub294 \ub370 \ub3c4\uc6c0\uc774 \ub418\ub294 \uba87 \uac00\uc9c0 \uc720\uc6a9\ud55c \uc815\ubcf4\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>1) \ub300\uae30\uc790 \uba85\ub2e8\uc740 \uc7a5\uae30\uac04 \ub9c8\uac10\ub41c \uc0c1\ud0dc\ub85c \uc720\uc9c0\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uc774\ub294 \ud754\ud55c \uc77c\uc785\ub2c8\ub2e4. HUD(\ubbf8\uad6d \uc8fc\ud0dd\ub3c4\uc2dc\uac1c\ubc1c\ubd80) \uc790\uccb4\uc5d0\uc11c\ub3c4 \ub192\uc740 \uc218\uc694 \ub54c\ubb38\uc5d0 \ub9ce\uc740 \uac00\uc871\ub4e4\uc774 \uacb0\uad6d \uc774\ub7ec\ud55c \ubc29\ubc95\uc744 \uc2dc\ub3c4\ud558\uac8c \ub41c\ub2e4\uace0 \uc870\uc5b8\ud569\ub2c8\ub2e4. <strong>\ub300\uae30\uc790 \uba85\ub2e8\uc774 \ub450 \uac1c \uc774\uc0c1<\/strong> \uac00\ub2a5\ud560 \ub54c\ub9c8\ub2e4.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>2) \uc5f4\ub9ac\ub354\ub77c\ub3c4 \uc544\uc8fc \uc9e7\uc740 \uc2dc\uac04 \ub3d9\uc548\ub9cc \uc5f4\ub824 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uc5b4\ub5a4 \uacf3\uc740 \uba70\uce60 \ub3d9\uc548 \uc5f4\ub824 \uc788\uace0, \uc5b4\ub5a4 \uacf3\uc740 \uba87 \uc2dc\uac04\ub9cc \uc5f4\ub824 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\uc815 \uc9c0\uc5ed\uc5d0\uc11c\ub294 PHA\uac00 \ub2e4\uc74c\uacfc \uac19\uc740 \ubc29\ubc95\uc744 \uc0ac\uc6a9\ud569\ub2c8\ub2e4. <strong>\uc6b4<\/strong> \uba85\ub2e8\uc5d0 \uc624\ub97c \uc0ac\ub78c\uc744 \uacb0\uc815\ud558\uae30 \uc704\ud55c \uac83\uc785\ub2c8\ub2e4(\uc774\uac83\uc740 \ub2e8\uc77c\ud55c \uc5f0\ubc29 \uaddc\uc815\uc774 \uc544\ub2c8\ub77c \uc9c0\uc5ed \uc815\ucc45\uc785\ub2c8\ub2e4).<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>3) &quot;\uc120\ucc29\uc21c&quot;\uc774 \ud56d\uc0c1 \uc633\uc740 \uac83\uc740 \uc544\ub2d9\ub2c8\ub2e4.<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\ub9ce\uc740 PHA\uac00 \uc0ac\uc6a9\ud569\ub2c8\ub2e4 <strong>\uc120\ud638\ub3c4\/\uc6b0\uc120\uc21c\uc704<\/strong> (\uc608: \ub178\uc219\uc790, \ub178\uc778, \uc7a5\uc560\uc778, \uac00\uc815\ud3ed\ub825 \ud53c\ud574\uc790, \ud574\ub2f9 \uc9c0\uc5ed \uc8fc\ubbfc). \uc989, \ub098\uc911\uc5d0 \ub4f1\ub85d\ud55c \uc0ac\ub78c\uc774 \ub354 \ube68\ub9ac \uc5f0\ub77d\uc744 \ubc1b\uc744 \uc218\ub3c4 \uc788\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>4) \uac00\uc7a5 \ud070 \uc2e4\uc218: \uae30\ub2e4\ub9ac\ub294 \ub3d9\uc548 \uc0ac\ub77c\uc9c0\ub294 \uac83.<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uba85\ub2e8\uc5d0 \uc624\ub7ab\ub3d9\uc548 \ub4f1\ub85d\ub418\uc5b4 \uc788\ub294 \uacbd\uc6b0, PHA\uc5d0\uc11c \uc815\ubcf4 \uc5c5\ub370\uc774\ud2b8\ub97c \uc694\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc751\ub2f5\uc774 \uc5c6\uac70\ub098 \uc5f0\ub77d\ucc98 \uc815\ubcf4\uac00 \ucd5c\uc2e0\uc774 \uc544\ub2cc \uacbd\uc6b0 \uba85\ub2e8\uc5d0\uc11c \uc0ad\uc81c\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc804\ud654\ubc88\ud638, \uc774\uba54\uc77c \uc8fc\uc18c, \uc8fc\uc18c\ub97c \ud56d\uc0c1 \ucd5c\uc2e0 \uc0c1\ud0dc\ub85c \uc720\uc9c0\ud558\uc2ed\uc2dc\uc624.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>5) \ub3c8\uc758 \uc791\ub3d9 \ubc29\uc2dd: \ub204\uac00 \ubb34\uc5c7\uc744 \uc9c0\ubd88\ud558\ub294\uac00<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uac00\uc7a5 \uc798 \uc54c\ub824\uc9c4 \uaddc\uce59\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. <strong>\uac00\uc871\uc740 \uc18c\ub4dd\uc5d0 \ub530\ub77c \uc77c\uc815 \uae08\uc561\uc744 \ubd80\ub2f4\ud569\ub2c8\ub2e4.<\/strong> \uadf8\ub9ac\uace0 \ubc14\uc6b0\ucc98\ub294 \uc77c\uc815 \ud55c\ub3c4\uae4c\uc9c0 \ub098\uba38\uc9c0 \uae08\uc561\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4. HUD\ub294 \uc138\uc785\uc790 \ubd80\ub2f4\uae08\uc5d0 \ub300\ud574 \ub2e4\uc74c\uacfc \uac19\uc774 \uc124\uba85\ud569\ub2c8\ub2e4. <strong>\uc77c\ubc18\uc801\uc73c\ub85c \uc870\uc815\ub41c \uc6d4 \uc18c\ub4dd\uc758 \uc57d 30% \uc815\ub3c4\uc785\ub2c8\ub2e4.<\/strong>\ud558\uc9c0\ub9cc \uc5b4\ub5a4 \uc0c1\ud669\uc5d0\uc11c\ub294 \ub354 \ub192\uc744 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\ub450 \uac00\uc9c0 \uc911\uc694\ud55c \uc0ac\ud56d:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol start=\"1\"><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>\uadc0\ud558\uc758 \uc9c0\ubd88\uc561\uc740 &quot;\ud56d\uc0c1 30%\ub85c \uace0\uc815&quot;\ub418\uc5b4 \uc788\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/strong><br>&quot;\ucd1d \uc784\ucc28\uc778 \uc9c0\ubd88\uc561(TTP)&quot; \uacc4\uc0b0 \uc2dc\uc5d0\ub294 \ub2e4\uc591\ud55c \uaddc\uce59(\uc608: \uc870\uc815\ub41c \uc784\ub300\ub8cc\uc758 30%, \uc6d4 \uc784\ub300\ub8cc\uc758 10%, \uacf5\uacf5\uc8fc\ud0dd\uccad(PHA)\uc758 \ucd5c\uc18c \uc784\ub300\ub8cc \ub4f1)\uc774 \uace0\ub824\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>\ud2b9\uc815 \uc2dc\uac04\uc5d0\ub294 TP3T\uac00 401\uac1c\ub85c \uc81c\ud55c\ub429\ub2c8\ub2e4.<\/strong><br>HUD\ub294 \ub610\ud55c \uacbd\uc6b0\uc5d0 \ub530\ub77c \ucc38\uc5ec\uc790\uc758 \uc784\ub300\ub8cc\uac00 ...\uc5d0 \uc774\ub97c \uc218 \uc788\ub2e4\uace0 \uc5b8\uae09\ud569\ub2c8\ub2e4. <strong>\uc870\uc815 \uc18c\ub4dd\uc758 40%<\/strong>.<\/li>\n<\/div><\/ol>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uc989, \uc774 \ud504\ub85c\uadf8\ub7a8\uc740 \ub3c4\uc6c0\uc774 \ub418\uc9c0\ub9cc, \uc608\uc0b0\uacfc \ubc14\uc6b0\ucc98 \ud55c\ub3c4\uc5d0 \ub9de\ub294 \uc219\uc18c\ub97c \uc120\ud0dd\ud558\ub294 \uac83\uc740 \uc5ec\uc804\ud788 \ubcf8\uc778\uc758 \ubaab\uc785\ub2c8\ub2e4.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\"><strong>4) \uc790\uaca9 \uc694\uac74\uc740 \ubb34\uc5c7\uc778\uac00\uc694? (\ubcf5\uc7a1\ud558\uac8c \uc124\uba85\ud558\uc9c0 \uc54a\uace0 \uac04\ub7b5\ud558\uac8c \uac1c\uc694\ub9cc \uc81c\uc2dc\ud569\ub2c8\ub2e4.)<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uc790\uaca9 \uc694\uac74\uc740 \ud574\ub2f9 \uacf5\uacf5 \ubcf4\uac74 \uae30\uad00(PHA)\uc5d0 \ub530\ub77c \ub2e4\ub974\uc9c0\ub9cc, \uc77c\ubc18\uc801\uc778 \uae30\uc900\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>1) \uc18c\ub4dd(\uc6d0\uae08)<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uc77c\ubc18\uc801\uc73c\ub85c PHA\ub294 \ud2b9\uc815 \uae30\uc900 \uc774\ud558\uc758 \uac00\uad6c\uc5d0 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. <strong>\uc9c0\uc5ed \uc911\uac04 \uc18c\ub4dd(AMI)<\/strong>\ub9ce\uc740 \uc9c0\uc5ed\uc5d0\uc11c \uc77c\ubc18\uc801\uc778 \uae30\uc900\uc740 &quot;AMI 50% \ubbf8\ub9cc&quot;\uc774\uba70, \ub9e4\uc6b0 \ub0ae\uc740 \uc18c\ub4dd\uc790\uc5d0\uac8c \uc6b0\uc120\uad8c\uc774 \uc8fc\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\ud55c\ub3c4\uc561\uc744 \uc815\ud655\ud558\uac8c \ud655\uc778\ud558\ub294 \ubc29\ubc95:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\ub2e4\uc74c \ud14c\uc774\ube14\uc744 \uc0ac\uc6a9\ud558\uc138\uc694 <strong>HUD \uc18c\ub4dd \uc81c\ud55c<\/strong> (\uc9c0\uc5ed\/\uc2dc \ubc0f \uac00\uc871 \uaddc\ubaa8\uc5d0 \ub530\ub77c \ub2e4\ub985\ub2c8\ub2e4.)<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>2) \uc774\ubbfc: \uc774\ubbfc\uc790\ub3c4 \ud3ec\ud568\ub418\ub098\uc694?<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uadf8\uac83\uc740 \ud3ec\uad04\ud560 \uc218 \uc788\uc9c0\ub9cc, <strong>\uc774\uac74 &quot;\uadf8\ub0e5 \uc544\ubb34 \uc9c0\uc704\ub098&quot;\uac00 \uc544\ub2d9\ub2c8\ub2e4.<\/strong>\uc774 \ud504\ub85c\uadf8\ub7a8\uc740 \uc9c0\uc6d0\uc744 \uc81c\ud55c\ud569\ub2c8\ub2e4. <strong>\uc2dc\ubbfc \ubc0f \uc801\uaca9 \uc790\uaca9\uc744 \uac16\ucd98 \ube44\uc2dc\ubbfc<\/strong>.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>\uadf8\ub807\ub2e4\uba74 &quot;\ud63c\ud569 \uc2e0\ubd84&quot; \uac00\uc871\uc740 \uc5b4\ub5bb\uac8c \ub420\uae4c\uc694?<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uc788\uc2b5\ub2c8\ub2e4 <strong>\ube44\ub840\uc801(\ube44\ub840 \ubc30\ubd84\ub41c) \uc9c0\uc6d0<\/strong> \uc5f0\ubc29 \uaddc\uc815(24 CFR)\uc5d0 \ub530\ub974\uba74 \uac00\uc871 \uad6c\uc131\uc6d0 \uc911 \uc77c\ubd80\ub294 \uc790\uaca9\uc774 \uc788\uace0 \uc77c\ubd80\ub294 \uc790\uaca9\uc774 \uc5c6\ub294 \uacbd\uc6b0.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>3) \uae30\ud0c0 \uae30\uc900 (\uc0c1\ud669\uc5d0 \ub530\ub77c \ub2e4\ub97c \uc218 \uc788\uc74c)<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uacf5\uacf5\uc8fc\ud0dd\uae30\uad00(PHA)\uc740 \uc790\uccb4 \uc815\ucc45 \ubc0f \uaddc\uc815\uc5d0 \ub530\ub77c \ud2b9\uc815 \uc0c1\ud669\uc5d0\uc11c \uc9c0\uc6d0\uc744 \uac70\ubd80\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubbfc\uac10\ud55c \uc0ac\ud56d(\ubc94\uc8c4 \uacbd\ub825, \uc774\ubbfc \uc790\uaca9 \ub4f1)\uc774 \uc788\ub294 \uacbd\uc6b0, \uc9c0\uc5ed \uacf5\uacf5\uc8fc\ud0dd\uae30\uad00(PHA)\uc5d0 \ubb38\uc758\ud558\uace0 \uac00\ub2a5\ud558\uba74 \ubc95\ub960\/\uc8fc\ud0dd \uc9c0\uc6d0 \uc11c\ube44\uc2a4 \uae30\uad00\uc758 \ub3c4\uc6c0\uc744 \ubc1b\ub294 \uac83\uc774 \uac00\uc7a5 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\"><strong>5) \ud604\uc2e4\uc801\uc778 \uacfc\uc81c (\uadf8\ub9ac\uace0 \ub300\ube44 \ubc29\ubc95)<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>1) \uae34 \ud3d0\uc1c4\ud615 \ubaa9\ub85d<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uc774\uac83\uc774 \uccab \ubc88\uc9f8 \uc7a5\uc560\ubb3c\uc785\ub2c8\ub2e4. \uac00\uc7a5 \uc77c\ubc18\uc801\uc778 \uc804\ub7b5\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. <strong>\uc5ec\ub7ec PHA\uc5d0 \ub4f1\ub85d\ud558\ub824\uba74<\/strong> \uac00\ub2a5\ud55c \ud55c \uc790\uc8fc \uac1c\ud3d0 \uc0c1\ud0dc\ub97c \uc810\uac80\ud558\uc2ed\uc2dc\uc624.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>2) \uc18c\uc720\uc8fc\uc758 \uac70\ubd80 \ubc0f &quot;\uc218\uc785\uc6d0&quot;<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\ub9ce\uc740 \uc9c0\uc5ed\uc5d0\uc11c \uc9d1\uc8fc\uc778\uc774 \ubc14\uc6b0\ucc98 \uc0ac\uc6a9\uc744 \uac70\ubd80\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc18c\ub4dd\uc6d0\uc744 \uc774\uc720\ub85c \ud55c \ucc28\ubcc4\uc744 \uae08\uc9c0\ud558\ub294 \uc9c0\uc5ed\/\uc8fc \ubc95\ub960\uc774 \uc788\ub294 \uacf3\ub3c4 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uc9c0\uc5ed\ub9c8\ub2e4 \ud06c\uac8c \ub2e4\ub974\uba70, \uc5ec\ub7ec\ubd84\uc758 \uacbd\ud5d8\uc5d0 \uc0c1\ub2f9\ud55c \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>3) \uc81c\ud55c\ub41c \uc790\uae08<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uc790\uaca9 \uc694\uac74\uc744 \ucda9\uc871\ud558\ub294 \uc0ac\ub78c\uc774\ub77c\ub3c4 \ud504\ub85c\uadf8\ub7a8\uc774 \ubaa8\ub4e0 \uc0ac\ub78c\uc744 \uc218\uc6a9\ud560 \uc218 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \uae30\ub2e4\ub824\uc57c \ud560 \uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>4) \uad00\ub8cc\uc8fc\uc758\uc640 \ub9c8\uac10\uc77c<\/strong><\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uc11c\ub958 \uc791\uc5c5, \uc591\uc2dd \uc791\uc131, \uac80\uc0ac\uc5d0\ub294 \uc2dc\uac04\uc774 \uc18c\uc694\ub429\ub2c8\ub2e4. \uc694\uccad\uc744 \ubc1b\uc73c\uba74 \uc2e0\uc18d\ud558\uac8c \ub300\uc751\ud558\uace0 \ubaa8\ub4e0 \uac83\uc744 \uccb4\uacc4\uc801\uc73c\ub85c \uc815\ub9ac\ud574 \ub450\ub294 \uac83\uc774 \uac00\uc7a5 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\"><strong>6) \uc8fc\uc640 \ub3c4\uc2dc \uac04\uc758 \ucc28\uc774\uc810: \uc2e4\uc81c\ub85c \ubb34\uc5c7\uc774 \ub2ec\ub77c\uc9c0\ub294\uac00?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uc5f0\ubc29 \ud504\ub85c\uadf8\ub7a8\uc784\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, \uc2e4\uc9c8\uc801\uc778 \ucc28\uc774\uc810\uc740 \ub124 \uac00\uc9c0 \uc601\uc5ed\uc5d0\uc11c \ub098\ud0c0\ub0a9\ub2c8\ub2e4.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol start=\"1\"><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>PHA \ub300\uae30\uc790 \uba85\ub2e8 \ubc0f \uc6b0\uc120\uc21c\uc704<\/strong> (\uac01 \uc7a5\uc18c\ub9c8\ub2e4 \uaddc\uce59\uc774 \ub2e4\ub985\ub2c8\ub2e4)<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>\uae30\uc900 \uc784\ub300\ub8cc(FMR\/\uc9c0\ubd88 \uae30\uc900)<\/strong>\uc9c0\uc5ed\ubcc4\ub85c \ub2e4\ub985\ub2c8\ub2e4<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>\uc18c\ub4dd\uc6d0 \uad00\ub828 \ubc95\ub960<\/strong> (\uc77c\ubd80 \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uc0c1\ud488\uad8c \uc0ac\uc6a9\uc744 \uac70\ubd80\ud558\ub294 \uac83\uc774 \ubd88\ubc95\uc77c \uc218 \uc788\uace0, \ub2e4\ub978 \uc9c0\uc5ed\uc5d0\uc11c\ub294 \ubd88\ubc95\uc774 \uc544\ub2d9\ub2c8\ub2e4.)<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>\uc774\ub3d9\uc131 (\ubc14\uc6b0\ucc98\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc9c0\uc5ed \ubcc0\uacbd \uac00\ub2a5)<\/strong>\uc77c\ubc18\uc801\uc73c\ub85c \ucd1d\uae30 \uc18c\uc9c0\ub97c \uc704\ud574\uc11c\ub294 \ud574\ub2f9 \uad00\ud560 \uad6c\uc5ed\uc5d0 12\uac1c\uc6d4 \ub3d9\uc548 \uac70\uc8fc\ud574\uc57c \ud558\ub294 \uc694\uac74\uc774 \uc788\uc744 \uc218 \uc788\uc73c\uba70, PHA \uc815\ucc45\uc5d0 \ub530\ub77c \uc608\uc678 \uc0ac\ud56d\uc774 \uc801\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/div><\/ol>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\"><strong>7) (\ub9c8\ubc95 \uc5c6\uc774) \uc131\uacf5 \ud655\ub960\uc744 \ub192\uc774\ub294 \uc2e4\uc6a9\uc801\uc778 \ud301<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>PHA \uc6f9\uc0ac\uc774\ud2b8\ub97c \ubc29\ubb38\ud558\uc138\uc694.<\/strong> \uc54c\ub9bc \uae30\ub2a5\uc774 \uc788\ub2e4\uba74 \ud65c\uc131\ud654\ud558\uc2ed\uc2dc\uc624.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>\ub458 \uc774\uc0c1\uc758 \uacf5\uacf5\ubcf4\uac74\uae30\uad00(PHA)\uc5d0 \uc9c0\uc6d0\ud558\uc138\uc694.<\/strong> (\ud2b9\ud788 \uc0ac\ub78c\uc774 \ub35c \ubd90\ube44\ub294 \uacf3\uc5d0\uc11c) \ud5c8\uc6a9\ub418\ub294 \uacbd\uc6b0\uc5d0 \ud55c\ud574\uc11c.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>\uacc4\uc18d \uc5f0\ub77d\ud558\uace0 \ucd5c\uc2e0 \uc18c\uc2dd\uc744 \ubc1b\uc544\ubcf4\uc138\uc694.<\/strong> (\uc804\ud654\ubc88\ud638\/\uc774\uba54\uc77c\/\uc8fc\uc18c).<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>\ubb38\uc11c\ub97c \uc798 \uc815\ub9ac\ud574 \ub450\uc138\uc694.<\/strong> (\uc18c\ub4dd, \uc815\uccb4\uc131, \uac00\uc871 \uad6c\uc131).<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li>\uc0c1\ud488\uad8c\uc744 \ubc1b\uc73c\uc2dc\uba74, <strong>\uc9c0\uae08 \ubc14\ub85c \uac80\uc0c9\uc744 \uc2dc\uc791\ud558\uc138\uc694.<\/strong> \uadf8\ub9ac\uace0 \uacf5\uc911\ubcf4\uac74\uad6d(PHA)\uc5d0 \uc9c0\uc5ed\ubcc4 \uc9c0\uce68 \ubaa9\ub85d\uc744 \uc694\uccad\ud558\uc138\uc694(\uac01 \uc9c0\uc5ed\ub9c8\ub2e4 \uc138\ubd80 \uc0ac\ud56d\uc774 \ub2e4\ub985\ub2c8\ub2e4).<\/li>\n<\/div><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\"><strong>\ube60\ub978 \uc6a9\uc5b4 \uc124\uba85<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>\ubcf4\uc99d\uc778:<\/strong> \uc784\ub300\ub8cc \uc9c0\ubd88\uc5d0 \ub3c4\uc6c0\uc774 \ub418\ub294 \ud61c\ud0dd.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>\ud30c:<\/strong> \uc9c0\uc5ed \uc8fc\ud0dd \ub2f9\uad6d(\uc2e4\uc81c\ub85c \ub3c4\uc6c0\uc744 \uc8fc\ub294 \uae30\uad00).<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>TTP:<\/strong> \uac00\uc871\uc774 \ubd80\ub2f4\ud558\ub294 \ucd5c\uc18c \uae08\uc561(\uacf5\uc2dd \uacc4\uc0b0 \ubc29\uc2dd).<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>\uacb0\uc81c \ubc29\uc2dd:<\/strong> PHA\uac00 \ubcf4\uc870\uae08\uc744 \uacc4\uc0b0\ud560 \ub54c \uc0ac\uc6a9\ud558\ub294 &quot;\uc0c1\ud55c\uc120&quot;\uc785\ub2c8\ub2e4.<\/li>\n<\/div>\n\n<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<li><strong>FMR(\uacf5\uc815 \uc2dc\uc7a5 \uc784\ub300\ub8cc):<\/strong> HUD \ucc38\uc870 \uc790\ub8cc\ub294 \uc5ec\ub7ec \ubd84\uc57c\uc5d0\uc11c \uc9c0\ubd88 \uae30\uc900\uc744 \uc815\uc758\ud558\ub294 \ub370 \uc0ac\uc6a9\ub429\ub2c8\ub2e4.<\/li>\n<\/div><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p><strong>\uc9c0\uc138\ub3c4:<\/strong> \uac74\ubb3c\uc5d0 \ub300\ud55c \ud488\uc9c8\/\uc548\uc804 \uae30\uc900(\uc810\uac80).<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 class=\"wp-block-heading\"><strong>\uacb0\ub860: \uc9c0\uc2dd\uc774 \uccab\uac78\uc74c\uc774\ub2e4<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uc139\uc158 8\uc740 \uc218\ubc31\ub9cc \ubbf8\uad6d \uac00\uc815\uc758 \uc8fc\uac70 \ube44\uc6a9\uc744 \uc9c0\uc6d0\ud558\uc9c0\ub9cc, \uc9c0\uc5ed\ubcc4\ub85c \ub2e4\ub978 \ud2b9\uc815 \uaddc\uce59\uc5d0 \ub530\ub77c \uc6b4\uc601\ub429\ub2c8\ub2e4. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uc2dc\uc2a4\ud15c \uc791\ub3d9 \ubc29\uc2dd\uc744 \uc774\ud574\ud55c\ub2e4\uace0 \ud574\uc11c \uc989\uc2dc \uc2b9\uc778\uc774 \ubcf4\uc7a5\ub418\ub294 \uac83\uc740 \uc544\ub2c8\uc9c0\ub9cc, \uc624\ub958, \uac70\uc808, \uadf8\ub9ac\uace0 \ubd88\ud544\uc694\ud558\uac8c \uba87 \ub2ec\uc529 \uae30\ub2e4\ub9ac\ub294 \uac83\uc744 \ubc29\uc9c0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uc784\ub300\ub8cc\uac00 \uc608\uc0b0\uc758 \ub300\ubd80\ubd84\uc744 \ucc28\uc9c0\ud55c\ub2e4\uba74, \uc774 \ud504\ub85c\uadf8\ub7a8\uc744 \uc54c\uc544\ubcf4\ub294 \uac83\uc740 \uc804\ub7b5\uc801\uc778 \uacb0\uc815\uc785\ub2c8\ub2e4. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uc815\ubcf4\uac00 \ub9ce\uc744\uc218\ub85d \ud61c\ud0dd\uc744 \uc5bb\uace0 \uc7ac\uc815\uc801 \uc548\uc815\uc131\uc744 \ud655\ubcf4\ud560 \uac00\ub2a5\uc131\uc774 \ucee4\uc9d1\ub2c8\ub2e4.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left wp-paragraph\">\n<p>\uccab\uac78\uc74c\uc740 \uc9c0\uae08 \ubc14\ub85c \uc2dc\uc791\ub429\ub2c8\ub2e4. \uba85\ud655\ud55c \uc815\ubcf4\uc640 \uc2e4\ucc9c\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>\uc139\uc158 8\uc740 \uc784\ub300 \uad00\ub828 \uc815\ubcf4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. 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